Suppose that one of every 100 people in a certain population has a particular disease, which displays no symptoms. A blood test is available for screening for this disease. For a person who has this disease, the test always turns out positive. For a person who does not have the disease, however, there is a 5% false positive rate—in other words, for such people, 95% of the time the test will turn out negative, but 5% of the time the test will turn out positive and will incorrectly indicate that the person has the disease. Let be the probability that a person who is chosen at random from this population and gets a positive test result actually has the disease. Which of the following is closest to ?